For a sample of the banks and lenders we can price your loan out at for you, please see below. Many of these banks have a retail side as you might recognize them.
Also, many of these lenders sell direct to the big banks (Wells Fargo, B of A, CHASE, etc) and so we can get to the big banks this way and you, my client, do NOT have to deal with the garbage the big banks put people through. On top of that, most of these lenders featured below do not have crazy overlays like many of the big banks do these days. Plus, most of the time, the pricing is not that good at the big banks compared to most of our other lending partners.
We are able to go to these banks through their wholesale mortgage channel. For more information on why that is a HUGE advantage to you, please go here http://derekmcclintock.com/banker-vs-wholesale-lender.