“Derek, There is something that I do feel you should know. I have been on the phone and/or worked with nearly 30 lenders in my search for a loan. You were the most knowledgeable and efficient person I found. I’m glad I found you. I will recommend you to anyone that might need your type of services.  Best Regards.” – Timothy S., Mechanical Engineer/Physics Instructor

“Derek, Thank you again so much for your help! I know it’s your job, but you’ve definitely gone above and beyond and I really appreciate it!” – Allison B. (first time homebuyer)

“Derek, Thank you.  You are incredibly compassionate and the consummate professional. Your assistance is valued and appreciated.” – Gina A., Client

“Derek is a “client first” adviser and is as detailed oriented as they come. He secured multiple, safe, affordable, loans during times when most advisers were looking to make a quick buck. He’s personable, professional, honest, and transparent. When I need a loan, he’s my guy. I recommend him with the utmost confidence.” – Josh C., Sports Agent, Orange County, CA

“I have known Derek for almost 20 years. He is top notch! Excellent at his job and an all around great guy. I would recommend him to anyone looking for home loan advise and direction.”  – Lisa R., Realtor – San Diego, CA

“Derek has handled my insurance clients with the utmost integrity and respect in regards to their mortgage needs. He has been in the mortgage business a long time and has great knowledge in his line of work. I highly recommend Derek for any of your home loan needs!” – Mike K.,  Insurance Agent

“I was introduced to Derek when I was 25 and looking to purchase a condo in San Diego. Derek did a fabulous job of walking me through all the steps of the home loan and purchase of my first home. Derek then took it a step further and helped me get set up with an insurance broker and accountant to help me navigate the new world of home ownership. What is most special about Derek is how he treats his clients as if they were his own family. He is always on time, easy to get a hold of, works extremely hard and fights for the best deal for his clients. Don’t be surprised if you see emails from Derek at 2:00am as he works well into the night to make sure his clients are taken care of. Derek truly takes the stress and headache out of home purchases and refinances. I hope you enjoy working with him as much as do.” – Robert B., Vice President Senior Business Relationship Manager, Banking, San Diego, CA

“Who Needs A Loan? Those That Raised Their Hands – GO SEE DEREK! He Has Programs That Other Loan Officers Cannot Offer – He Is Creative, Personable and His Customer Service ROCKS! Whether You Or Your Client Has a Refi Or Needs A Purchase Loan, Derek Can Help Create The Mortgage Plan That Is Right For You!” – Tiffany A., Realtor – Carmel Valley, San Diego., CA

“I had the opportunity to work with Derek on a couple of deals, in addition Derek handled loans for my family members. He is diligent, hard working and very knowledgeable in the mortgage business.  I highly recommend using his services if you need a real estate loan. With so many choices out there its really important to use someone you can trust and know will get the job done correct the first time. When I think of Derek I really would say he under promises and over delivers.” – Cameron C., Commercial Real Estate Broker, San Diego, CA

“Derek is a true professional and his work ethic outshines most of his peers Most of all he always does what is best for his clients. I highly recommend him to anyone who is interested in his services.” – Trey W. , Assistant Vice President, Business Banking, Riverside County, CA

“Derek has been a trusted colleague for many years. Derek has proven time and time again that if you need a true professional and someone who always has his clients best interest at heart he is your guy. Derek has achieved a level of success un-matched by his peers due to his integrity, honesty and his indepth knowledge of his industry.” Rodney L.,  Former Team Leader Keller Williams and Former Title Rep, San Diego, CA

“I worked in the real estate industry for 8+ years and Derek was an one of the best in the business. He always went above and beyond for his clients and made sure the deal got closed. If you need real estate and/or loan advice Derek is the one to ask!” – Alysa B., Former Sales Rep, Fidelity National Title

“Derek was able to do a  mortgage that others refused to take on. He was able to guide us through the process effortlessly and was able to resolve all of the issues as they arose. He was even able to close the deal while I was out of state for work. His professionalism and follow through is second to none!” – Rick E., Fire Station Chief, Northern CA

“I was referred to Derek by my financial adviser as someone who helped him refinance and who he trusted personally. I needed a quick prequalification so I originally went to my bank that offered some compelling loan products, but I was still left wondering. My Real Estate agent also wanted me to give his Loan Officer a try who also had some compelling options. It was Derek though who finally offered me the right solution which neither of my other resources was able to provide. In addition, by the time I made up my mind, we only had 30 days to close and we were dealing with some nervous and demanding sellers. Derek handled everything and everybody with the utmost care and consideration. He was responsive and incredibly knowledgeable. He was there for me every step of the way for guidance and to answer questions. I felt he had my best interest at heart and he proved himself to be very trustworthy. We closed on time, which many had their doubts we could do. I proudly and confidently endorse Derek’s services. He will not only find you the right loan solution for your specific circumstances but you will feel you are in good hands, that you are being taken care of by a professional who knows what he is doing and that you are dealing with someone you can trust.” –  Shawn S., Executive Search Consultant, Orange County, CA